Morpho

morpho.org ↗ Lending & Earn Decentralised Est. 2021

Peer-to-peer optimisation layer over lending pools.

3.6
Average 91 reviews Write a review

Reviews

  1. G
    grumpy_gary Turkey · today

    smooth experience

    First off, no lockup on the flexible product, pulled funds when i needed. also way better yield than a bank, easy to track

  2. H
    HodlPioneer9 UAE · today

    no complaints

    Ngl audited contracts and a transparent reserve report, feels safe.

  3. B
    Based.Hunter99 Japan · today

    hit and miss

    Way better yield than a bank, easy to track, however they paused withdrawls 'temporarily' and its been weeks. 😐

  4. L
    Liquid.Chad23 Australia · today

    Pretty happy

    rates beat my bank by a mile and the dashboard is clear. lol.

  5. P
    Paper-Wolf2021 Turkey · today

    way better than expected

    🚀🚀 🙌

  6. G
    GmQueen Netherlands · today

    Mixed feelings

    Ok so, the liquid staking token tracks the underlying closely … on the flip side rate got slashed without warning, nowhere near the promo.

  7. W
    Whale_Rider United States · today

    Finally one that works

    gotta say, staking token holds its peg well, no drama. also flexible savings let me exit anytime, handy. solid...

  8. B
    berlin_btc Canada · today

    solid

    rates beat my bank by a mile and the dashboard is clear. no lockup on the flexible product, pulled funds when i needed.

  9. T
    the_real_kev Brazil · today

    Never Again

    never again.

  10. S
    Sigma-Scout Germany · today

    meh

    Tbh, staking token holds its peg well, no drama. that said, their reserve report raised more questions than answers.

  11. A
    anon2 Vietnam · today

    10/10

    Borrowed against my stack, clear terms no surprises. audited contracts and a transparent reserve report, feels safe. also pulled my $200 out same day, no waiting. 10/10.

  12. C
    carlos.m Indonesia · today

    Its ok

    kinda torn on this, interest accrues daily and compounds exactly as described … on the flip side terms changed and my flexible funds suddenly got locked. 3 stars feels right.

  13. W
    wenmoon23 India · 8 days ago

    No complaints

    Honestly, took a stablecoin loan against my money, terms were clear, and pulled my 0.1 BTC out same day, no waiting. A+.

  14. N
    no_kyc_pls Italy · 11 days ago

    fine i guess

    look way better yield than a bank, easy to track but the advertised apy quietly dropped to a third of what i signed up for... 🤷

  15. W
    weekendwarrior South Korea · 11 days ago

    Mixed Feelings

    tbh they actually publish reserves, gives me confidence but their reserve report raised more questions than answers. manage ur expectations. fyi. 🫤

  16. M
    manila_moon Poland · 12 days ago

    Cant fault it

    Happy CUSTMER...

  17. D
    diamond_dana South Korea · 18 days ago

    Does what it says

    Gotta SAY flexbile savings let me exit anytime, handy. A+ 💯

  18. D
    DefiVoyager777 UAE · 18 days ago

    Meh

    Rates beat my bank by a mile and the dashboard is clear, however they paused withdrawls 'temporarily' and its been weeks. fine as a backup

  19. S
    sandra_w Australia · 24 days ago

    fine i guess

    look the good: withdrawls from the earn account cleared same day. the bad: missed an interest payment and got no real answer.

  20. D
    DefiBro100 UAE · 28 days ago

    finally one that works

    For what its worth audited contracts and a transaprent reserve report, feels safe.

  21. N
    NgmiGuy Sweden · 1 month ago

    10/10

    Audited contracts and a transparent reserve report, feels safe. oh and the liquid staking token tracks the underlying closely. keeping my funds here for now...

  22. N
    NgmiKing Germany · 1 month ago

    Reliable

    Ngl, way better yield than a bank, easy to track. the liquid staking token tracks the underlying closely.

  23. N
    Node-Viper2021 Singapore · 1 month ago

    finally one that works

    Smooth af...

  24. W
    whalemaster UAE · 1 month ago

    Zero Issues So Far

    zero issues so far

  25. P
    priyacrypto Germany · 1 month ago

    does what it says

    Gotta say, way better yield than a bank, easy to track. oh and they actually publish reserves, gives me confidence 🔥

  26. A
    ApeFalcon South Korea · 2 months ago

    My Go To Now

    underrated honestly.

  27. M
    mr_anderson Mexico · 2 months ago

    Nothing Special

    no lockup on the flexible product, pulled funds when i needed. that said, support couldnt explain why my interest got skipped one week. manage ur expectations

  28. M
    mr_anderson Netherlands · 2 months ago

    Decent But

    Its ok i guess.

  29. G
    GmNomad Poland · 2 months ago

    BUYER BEWARE

    Honestly thier reserve report raisd more questions than answers. hidden withdrawal fee that wasnt disclosed anywhere. learn from my mistake!!!

  30. S
    saltyhodler South Africa · 2 months ago

    Meh

    Witthdrawls from the earn account cleared same day. that said, withdrawals frozen for 3 days now, getting nervous about my SOL

  31. Y
    YieldFlux Vietnam · 2 months ago

    Fast and easy

    Fast AND easy.

  32. L
    LedgerDrift9 Vietnam · 3 months ago

    wish id known

    NGL withdrawls frozen for 2 months now, getting nervous about my moeny.

  33. W
    WhalePioneer69 Philippines · 3 months ago

    TOTAL LETDOWN

    Fair warning, liquidated on a fake wick, lost my collateral, and the advertised apy quietly dropped to a third of what i signed up for. moving funds out tirggered a surprise network fee they never mentioned.

  34. W
    wenmoon23 Spain · 3 months ago

    good stuff

    BORROWED against my stack, clear terms no surprises. solid! 🚀

  35. G
    Gm_Spark21 Canada · 3 months ago

    Solid 👍

    solid 👍.

  36. S
    Sigma.Dude420 Spain · 3 months ago

    Been great

    Woudl recommend

  37. W
    Whale-Gal South Africa · 4 months ago

    scammy

    Listen hidden withdrawl fee that wasnt disclosed anywhere, and they locked up funds that were supposed to be flexible. 1 star and thats generous.

  38. S
    SatGuru11 Italy · 4 months ago

    hit and miss

    Tbh the good: took a stablecoin loan against my USDC, terms were clear. the bad: my loan got liquidated on a brief wick before i could top up. 3 stars feels right.

  39. L
    Ledger.Ninja Poland · 4 months ago

    great so far

    Not gonna lie audited contracts and a transparent reserve report, feels safe. keeping my funds here for now

  40. F
    FrogGuy Netherlands · 5 months ago

    Decent But

    Honestly borrowed against my stack, clear terms no surprises … on THE flip side liiquidated on a fake wick, lost my collateral. hope they improve

  41. D
    diamond_dana Poland · 5 months ago

    My Go To Now

    No lockup on the flexible product, pulled funds when i needed. borrowed against my stack, clear terms no surprises. withdrawals from the earn account cleared same day. 10/10...

  42. H
    HashHunter UAE · 5 months ago

    Fine I Guess

    Eh the good: no lockup on the flexible product, pulled funds when i needed. the bad: missed an interest payment and got no real answer. manage ur expecattions. 🤔

  43. G
    Gm.Gal1 United States · 5 months ago

    they dont care

    Look moving funds out triggered a surprise network fee they never mentioned

  44. S
    SHRIMP-HANDS Philippines · 5 months ago

    happy customer

    took a stablcoin loan against my stack, terms were clear.

  45. N
    nadia_fx Singapore · 5 months ago

    Pretty Happy

    The liquid staking token tracks the underlying closely. will keep using it!!

  46. R
    RUGHANDS Singapore · 6 months ago

    Avoid

    WARNING SUPPORT COULDNT EXPLAIN WHY MY INTEREST GOT SKIPPED ONE WEEK. ALSO HIDDEN WITHDRAWAL FEE THAT WASNT DISCLOSED ANYWHERE

  47. L
    LedgerWizard South Korea · 6 months ago

    Regret It

    Withdrawals frozen for a while now now, getting nervous about my BNB. 0/10!! 💀

  48. K
    kevin1979 Brazil · 7 months ago

    stay away

    real talk rate got slashed without warning, nowhere near the promo, and terms changed and my flexible funds suddenly got locked. im done.

  49. S
    saltyhodler Philippines · 7 months ago

    nothing special

    Look staking token holds its peg well, no drama, however the advertised apy quietly dropped to a third of what i signed up for. fine as a backup.

  50. P
    ProTrader_ United Kingdom · 7 months ago

    0 stars

    first off, suport couldnt explain why my interest got skipped one week. 0/10. btw

  51. F
    fatcatfinance South Africa · 7 months ago

    lost trust

    Listen rate got slashed without warning, nowehre near the promo

  52. K
    kevin1979 Canada · 7 months ago

    its ok

    i mean, rates beat my bank by a mile and the dashboard is clear, however honestly nervous about counterparty risk after thier disclosures. 3 stars feels right

  53. B
    BearFalcon Italy · 8 months ago

    Pleasantly surprised

    Pulled my a couple hundred out same day, no waiting!!

  54. S
    Shrimp-Lord Spain · 8 months ago

    could be better

    Eh they actually publish reserves, gives me confidence. that said, moviing funds out triggered a surprise network fee they never mentioned.

  55. S
    Shrimp_Kid France · 11 months ago

    Love This

    Flexible savings let me exit anytime, handy. interest accrues daily and compounds exactly as described.

  56. L
    Ledger.Hunter88 South Africa · 11 months ago

    Mixed Feelings

    They actually publish reserves, gives me confidence. that said, they locked up funds that were supopsed to be flexible

  57. W
    Whale-Raven99 Netherlands · 11 months ago

    Happy Customer

    staking token holds its peg well, no drama. plus no lockup on the flexible product, pulled funds when i needed. would recommend. 🔥

  58. T
    tom Argentina · 11 months ago

    Pretty happy

    staking token holds its peg well, no drama. imho

  59. N
    newbie_q South Korea · 11 months ago

    10/10

    Flexible savings let me exit anytime, handy...

  60. N
    Neon.Sniper9 Vietnam · 12 months ago

    has potential

    Took a stablecoin loan against my DOGE, terms were clear but the advertised APY quietly dropped to a third of what i signed up for

  61. M
    Moon-Trader23 Poland · 1 year ago

    pleasantly surprised

    Interest accrues daily and compounds exactly as described. also borrowed against my stack, clear terms no surprises 💪

  62. A
    Alt_Ninja Italy · 1 year ago

    Good And Bad

    Eh audited contracts and a transparent reserve report, feels safe, however support couldnt explain why my interest got skipped one week.

  63. B
    bearboi Brazil · 1 year ago

    solid

    Pulled my a coupel hundred out same day, no waiting. oh and way better yield than a bank, EASY to track. cant complain tbh. 💪

  64. M
    manila_moon Vietnam · 1 year ago

    could be better

    i mean, earn on usdc pays daily, numbers add up perfectly, however they locked up funds that were supposed to be flexible. fine as a backup

  65. S
    slowandsteady South Korea · 1 year ago

    nothing special

    Ok so, earn on DOGE pays daily, numbers add up perfectly … on the flip side missed an interest payment and got no real answer. 3 stars feels right.

  66. R
    Rug_Scout Spain · 1 year ago

    Great So Far

    Been on this a while and withdrawls from the earn account cleared same day. keeping my funds here for now...

  67. C
    CyberGuru Spain · 1 year ago

    happy customer

    First off the liuqid staking token tracks the underlying closely.

  68. P
    PIXELRIDER Sweden · 1 year ago

    has potential

    eh the good: earn on ada pays daily, numbers add up perfectly. the bad: honestly nervous about counterparty risk after their disclosures.

  69. A
    Alt.Surfer9 Italy · 1 year ago

    Disappointed

    Worst experience ever

  70. A
    AltLord UAE · 1 year ago

    good stuff

    Honestly, took a stablecoin loan against my coins, terms were clear. earn on USDT pays daily, numbers add up perfectly. keeping my fudns here for now.

  71. P
    Pixel_Master Turkey · 1 year ago

    cant fault it

    Withdrawals from the earn account cleaared SAME day.

  72. A
    ApeDude India · 1 year ago

    would recommend

    real talk rates beat my bank by a mile and the dashboard is clear. 10/10 😁

  73. Y
    yuki_88 UAE · 1 year ago

    5/10

    5/10.

  74. C
    cyber-trader India · 1 year ago

    has potential

    look the good: earn on bags pays daily, numbeers add up perfectly. the bad: terms changed and my flexible funds suddenly got locked. hope they improve

  75. N
    NEONDRIFT Vietnam · 1 year ago

    Been Great

    HONESTLY borrowed against my stack, clear terms no surprises!! ⭐

  76. G
    GasMaxi88 Australia · 1 year ago

    Legit

    legit.

  77. C
    ColdDude Germany · 1 year ago

    Solid

    not gonna lie earn on stack pays daily, numbers add up perfectly. oh and audited contracts and a transparent reserve report, feels safe. lol

  78. D
    Defi-Runner Australia · 1 year ago

    be careful

    Liquidated on a fake wick, lost my collateral. honestly nervous about counterparty risk after thier disclosures. plus hidden withdrawal fee that wasnt disclosed anywhere. do better.

  79. F
    Fiat_Voyager23 United Kingdom · 1 year ago

    love this

    Pulled my $1k out same day, no waiting...

  80. D
    DiamondNomad2024 Singapore · 1 year ago

    hit and miss

    they actually publish reserves, gives me confidence but their reserve report raised more questions than answers. fine as a backup

  81. S
    sandra_w Poland · 1 year ago

    way better than expected

    No complaints here...

  82. C
    cautious_carl Japan · 1 year ago

    Its ok

    Eh flexible savings let me exit anytime, handy. that said, withdrawals frozen for 3 days now, getting nervous about my money. fr fr

  83. S
    slowandsteady Sweden · 1 year ago

    could be better

    Tbh, interest accrues daily and compounds exactly as described but liquidated on a fake wick, lost my collateral. idk.

  84. G
    GweiMaxi United States · 1 year ago

    Reliable

    interest accrues daily and compounds exactly as described. withdrawals from the earn acount cleared same day. deadass...

  85. B
    bagholder99 Nigeria · 2 years ago

    Good And Bad

    The good: rates beat my bank by a mile and the dashboard is clear. the bad: honestly nervous about counterparty risk after their disclosures. 3 stars feels right.

  86. S
    Stack.Voyager South Africa · 2 years ago

    Frustrating

    look my loan got liquidated on a brief wick before i could top up. moving funds out triggered a surprise network fee they never mentioned. never again!! 😡

  87. S
    Stack.Master99 Germany · 2 years ago

    good and bad

    HONESTLY INTEREST ACCRUES DAILY AND COMPOUNDS EXACTLY AS DESCRIBED … ON THE FLIP SIDE THEY LOCKED UP FUNDS THAT WERE SUPPOSED TO BE FLEXIBLE

  88. F
    FiatLord100 France · 2 years ago

    would recommend

    Pulled my a small amount out same day, no waiting. took a stablecoin loan against my LTC, terms were clear. oh and the liquid staking token tracks the underlying closely. ⭐

  89. S
    SatHunter Germany · 2 years ago

    reliable

    So far staking token holds its peg well, no drama. plus rates beat my bank by a mile and the dashboard is clear. they actually publish reserves, gives me confidence. no complaints...

  90. A
    AltWizard South Korea · 2 years ago

    smooth experience

    Flexible savings let me exit anytime, handy. plus earn on funds pays daily, numbers add up perfectly. keeping my funds here for now.

  91. N
    no_kyc_pls Nigeria · 2 years ago

    Fed Up

    They paused withdrawals 'temporarily' and its been weeks. my loan got liquidated on a brief wick before i could top up. absolute joke?!